Act now to access tailored funding to manage business debt, negotiate ATO debt, and stabilise cashflow before EOFY. Solutions for Australian businesses across industries, aligned with local regulations and delivered with clear, compliant guidance.
Supporting Australian businesses across industries with tailored EOFY funding options and broad lender support.
Act now — tailored funding to manage ATO debt, consolidate business debt, or stabilise cashflow. We compare reputable Australian lenders to find fast, compliant options so you can meet EOFY obligations and keep your business moving.
No obligation. A quick assessment only, not a commitment to apply or borrow.
Information on this page is general in nature and does not take into account your objectives, financial situation or needs. Consider whether it is appropriate for you and seek independent advice before making any financial decisions.
Supporting Australian businesses across industries including construction, transport, healthcare, professional services, retail and more.
Responsible approach
Aligned with Australian credit law and responsible lending principles.
Clear costs
We explain fees, repayments and key risks before you proceed.
Australian focused
Solutions tailored to Australian businesses and local regulations.
No jargon
Plain-English explanations so you understand your finance options.
Whether you need urgent help with business debt, ATO liabilities or short-term cashflow, our specialists will assess options tailored to your circumstances. We assist businesses across all industries and connect you to loans from $10,000 up to $10,000,000. Learn your options, compare rates and structures, and move quickly — EOFY deadlines mean timely action can affect approvals and tax outcomes.
Fast working capital to stabilise cashflow and manage urgent liabilities.
Tailored repayment plans and rapid assessments to meet EOFY timelines.
Loans $10,000–$10,000,000 • All industries accepted
Expert negotiation with the ATO to resolve tax liabilities quickly.
Options include refinance, settlement and structured repayment plans to protect your EOFY position.
Loans $10,000–$10,000,000 • All industries accepted
Access asset and working capital finance to preserve cash and support short-term needs.
Flexible terms to fund vehicles, equipment or growth while maintaining liquidity.
Loans $10,000–$10,000,000 • All industries accepted
We combine strong commercial thinking with an emphasis on transparency and responsible lending, so you understand your obligations before you commit.
We specialise in SME finance — experienced in ATO debt, business debt and cashflow issues. We arrange loans from $10k–$10M, provide plain-English guidance, transparent costs and fast EOFY-aware advice to keep your business moving. Subject to credit approval.
We understand the realities of Australian small and medium businesses — seasonality, uneven cash flow and growth opportunities that can’t wait. Our recommendations reflect real-world trading conditions, not just spreadsheets.
We clearly outline interest rates, fees, security requirements, early payout implications and your ongoing obligations. No unrealistic promises, no pressure to proceed, and no confusing fine print explanations.
We take Australian credit legislation seriously. We only work with reputable lenders and are committed to responsible lending practices, including verifying that finance is likely to be suitable for your business before you proceed.
Provide your ABN, annual turnover, purpose of funds and recent financials so we can complete a fast, compliant pre‑assessment. Lenders have limited EOFY processing windows — submit now to avoid delays in funding decisions.
Provide your ABN, annual turnover, purpose of funds and recent financials — this helps us perform a fast, compliant pre‑assessment. Acting before EOFY matters because lenders' processing windows and funding allocations are limited; early submission improves the chance your case is assessed in time.
By submitting you agree to a confidential, compliant assessment. Terms, fees and credit criteria apply. We will contact you promptly — submit today to avoid missing EOFY windows.
These examples are based on real scenarios, with names changed for privacy. Individual results will vary and past outcomes are not a reliable indicator of future results.
“Our construction business was juggling several short-term facilities. Company Finance Australia helped us explore a consolidated business loan that simplified our cash flow. We clearly understood the costs and risks before we proceeded.”
Michael, NSW
Commercial construction business
“We needed vehicles and equipment to take on larger contracts but didn’t want to overextend. The team helped us structure asset finance that supported growth, while making sure we understood our obligations if work slowed down.”
Amrita, VIC
Electrical services business
“Cash flow is critical in our clinic. Company Finance Australia talked us through business loan options and clearly explained the impact of different terms. We appreciated the balance of commercial insight and regulatory awareness.”
Sarah, QLD
Allied health practice owner
Straightforward answers to common questions about business loans, debt consolidation and equipment and vehicle finance in Australia.
No. We cannot guarantee that any application will be approved. Approval decisions are made by the lender and depend on factors such as your business structure, financial performance, security available, credit history and broader risk assessment. We can help you understand what a lender is likely to consider and whether it may be appropriate to apply.
No. Information on this website and during initial discussions is general in nature and does not take into account your specific objectives, financial situation or needs. Before making any decision about a business loan, debt consolidation or equipment or vehicle finance, you should consider whether it is appropriate for you and seek independent financial, tax or legal advice where necessary.
Not necessarily. While consolidation can simplify repayments and may reduce your immediate cash outflow, it can also extend your overall loan term or increase the total interest you pay. In some cases, fees and charges may mean consolidation is not cost-effective. We will outline the potential benefits and risks so you can make an informed decision.
We work with Australian-based small and medium businesses across many industries, including construction, trades, transport, logistics, professional services, healthcare, retail, hospitality and more. Different lenders have different criteria, so we will let you know if your business falls outside a lender’s current appetite.
Typically, you will need to provide details about your business structure, time trading, approximate turnover, existing debts, bank statements and, for some facilities, financial statements and tax returns. If security is involved (such as property or certain assets), additional information and valuations may be required. We will explain what is needed before you apply.
This website provides general information only and is prepared for businesses operating in Australia. It does not constitute personal advice or a recommendation. Before acting on any information, you should consider your objectives, financial situation and needs, and seek independent professional advice where appropriate.
All finance is subject to lender approval, eligibility criteria, credit assessment and, where applicable, valuation of any security offered. Fees, charges and conditions apply. Product features, rates and lending criteria can change without notice. Past outcomes are not a reliable indicator of future results.
References to “business loans”, “business debt consolidation” and “equipment and vehicle finance” are references to commercial credit facilities provided to eligible business customers. Consumer credit is regulated differently. We are committed to complying with Australian credit legislation and responsible lending obligations. Full details, including any credit guide or quote, will be provided where relevant before credit assistance is given.
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